Rates and Fees are subject to change without notice. We are not responsible for any rates that may change prior to lock confirmation.

Don't see a program or rate that meets your expectation, sign up for RateWatchers and we'll e-mail you when rates reach the level you want!

Interest Rate Lock-In Policy

Please note: Rates and fees are subject to change without notice. Your interest rate may vary depending on your qualifications and loan amount.

Program	Rate	Points	APR
Conforming 30 Year Fixed	3.500%	0.0	3.508%
Conforming 15 Year Fixed	3.000%	-0.375	2.960%
Non-Conforming 30 Year Fixed	4.125%	0.0	4.125%
Non-Conforming 15 Year Fixed	3.375%	0.0	3.375%
Conforming 20 Year Fixed	3.375%	-0.095	3.364%
Conforming 10 Year ARM	3.375%	-0.245	3.356%
Conforming 7 Year ARM	2.875%	-0.185	2.861%
Conforming 5 Year ARM	2.500%	0.236	2.518%
Conforming 3 Year ARM	4.000%	0.0	4.000%
Non-Conforming 10 Year ARM	3.500%	-0.215	3.483%
Non-Conforming 7 Year ARM	2.875%	-0.215	2.858%
Non-Conforming 5 Year ARM	2.500%	-0.16	2.488%